The list of key welfare schemes implemented by the Central Government of India up to the year 2025.
This is an English version of the list of key welfare schemes implemented by the Central Government of India up to the year 2025. The schemes are categorized based on ministries and sectors.
Financial Inclusion, Banking, Insurance
- Pradhan Mantri Jan Dhan Yojana – Aimed at ensuring access to financial services by opening bank accounts for all citizens.
- Jeevan Jyoti Bima Yojana – Low-premium life insurance scheme with minimal documentation.
- Suraksha Bima Yojana – Accident insurance covering death or permanent disability.
- Atal Pension Yojana – Guaranteed pension scheme for workers in the unorganized sector.
- Mahila Samman Savings Certificate – A secure savings option for women with attractive returns.
- Senior Citizens Savings Scheme (SCSS) – Reliable and beneficial savings scheme for senior citizens.
- Pradhan Mantri Vaya Vandana Yojana (PMVVY) – Pension insurance scheme for senior citizens with guaranteed returns.
Health and Nutrition
- Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana – Health insurance coverage up to ₹5 lakhs per year for low-income families.
- Jan Aushadhi Pariyojana – Affordable generic medicines made available through Jan Aushadhi Kendras.
- Poshan Abhiyaan – Integrated nutrition support program for women and children.
- Pradhan Mantri Matru Vandana Yojana – Financial assistance for pregnant women under a maternity welfare scheme.
- Mid-Day Meal / PM Poshan – Nutritious midday meals for school-going children in government/aided schools.
- Mission Shakti – A unified initiative focused on women’s safety, empowerment, and rights protection.
- Mission Vatsalya – Aimed at protection and welfare of orphaned and abandoned children.
- Mahila Shakti Kendra – Block-level schemes and centers to empower rural women.
- Nai Roshni – Leadership training for women from minority communities.
Agriculture and Rural Development
- PM-KISAN – Direct income support of ₹6,000 per year in three installments to small and marginal farmers.
- Pradhan Mantri Fasal Bima Yojana – Crop insurance scheme covering damages due to natural calamities, pests, etc.
- PM-KUSUM – Subsidy-based solar infrastructure scheme for farmers.
- Jal Jeevan Mission – Ensures piped water supply to all rural households.
- PM-PRANAM – Incentivizes states to reduce chemical fertilizer usage and promote organic alternatives.
- MPEDA, Rubber Board, Spices Board – Joint Central-State schemes for supporting export products, rubber, and spices.
- National Afforestation Programme – Central scheme for reforestation and forest resource development.
Employment and Labour
- MGNREGA – Legally guaranteed employment of at least 100 days per year to rural households.
- Deen Dayal Upadhyaya Grameen Kaushalya Yojana (DDU-GKY) – Employment-linked skill training program for youth aged 15–35 in rural areas.
- PM Vishwakarma – Entrepreneurship support for traditional artisans including training, loans, and marketing aid.
- Rashtriya Gram Swaraj Abhiyan (RGSA) – Capacity-building for governance in rural local bodies.
- Sahakar Mitra Scheme – Internship-based exposure for youth in cooperative institutions.
Education and Technical Training
- PM-USHA – Aims to improve the quality and accreditation of higher education institutions.
- Support to IISc, IISERs, IITs, NITs, IIEST – Funding for infrastructure, research, and academic quality in premier technical institutions.
- DHRUV Programme – Tailored mentoring for gifted students in science, arts, and culture.
- Grants to Central Universities – Financial assistance to support academic and infrastructure development.
Urban Development and Transport
- Swachh Bharat Abhiyan – National sanitation campaign targeting the elimination of open defecation and improved waste management.
- AMRUT – Enhancing urban water supply and conservation of water bodies.
- Smart Cities Mission – Promotes sustainable and technology-driven urban development.
- PM Gati Shakti – Aims to enhance logistics and multimodal connectivity infrastructure.
- National Highway Development Scheme – Upgrades and expands India’s highway network.
- Amrit Bharat Station Scheme – Redevelopment of major railway stations to improve passenger facilities.
- PM eBus Sewa – Promotes electric buses for clean and affordable urban transport.
Entrepreneurship, MSMEs, and Women
- MUDRA Yojana – Collateral-free loans for micro and small enterprises in three categories: Shishu, Kishor, Tarun.
- Stand-Up India – Loans from ₹10 lakh to ₹1 crore for SC/ST and women entrepreneurs to start new businesses.
- Startup India – Provides funding, tax exemptions, and regulatory support to promote startups.
- Mahila Samriddhi Yojana – Financial aid for backward class women entrepreneurs.
- WEP (Women Entrepreneurship Platform) – Online platform offering training, mentorship, and funding for women-led enterprises.
- TREAD Scheme – Training and support to women through NGOs and bank loan facilitation.
- New Loan Scheme (2025) – Facilitates loans up to ₹2 crore for new women entrepreneurs along with digital training.
- Namo Drone Didi – Trains women SHGs to operate drones for agricultural purposes with subsidies.
Sports – For All
- Khelo India – National sports development mission to identify and support youth talent across schools and colleges.
- Target Olympic Podium Scheme (TOPS) – Training and support for athletes aiming to win Olympic medals.
- 10 Ka Dum – Promotes women’s participation in 10 major sports across 10 cities.
- Special Area Games Scheme (SAG) – Training for sports talent from rural, tribal, and coastal regions.
- Yuwa India – Social initiative offering football training to rural girls, primarily in Jharkhand.
- Pandit Deendayal Upadhyay National Sports Welfare Scheme – Financial assistance to veteran athletes.
Note: This list is not exhaustive. Several other central and state schemes exist. Shri Padmanabham Foundation supported the curation and classification of this list. A complete and updated compilation is being prepared by the Story India Project (https://thestoryindia.com/).
